:root {
  --navy: #123056;
  --navy2: #0c2240;
  --red: #c2452d;
  --cream: #f6f3ee;
  --ink: #1b2430;
  --muted: #5b6573;
  --line: #e3ddd4;
  --gold: #e8d5a3;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.5;
}
a { color: var(--navy); }
header {
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.bar {
  max-width: 1080px;
  margin: 0 auto;
  padding: 14px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.brand {
  font-weight: 700;
  text-decoration: none;
  color: var(--navy);
}
nav a {
  margin-left: 14px;
  text-decoration: none;
  color: var(--muted);
  font-size: 14px;
}
.hero {
  background: linear-gradient(180deg, var(--navy), var(--navy2));
  color: #fff;
  padding: 40px 20px 36px;
}
.hero-inner, main, footer .foot {
  max-width: 1080px;
  margin: 0 auto;
}
.hero h1 {
  margin: 0 0 10px;
  font-size: 34px;
  line-height: 1.15;
}
.hero p { margin: 0; max-width: 40rem; color: #dbe4f0; }
main { padding: 28px 20px 56px; }
.meta {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 18px;
}
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 18px 18px 16px;
  margin-bottom: 14px;
}
.card h2 { margin: 0 0 6px; font-size: 20px; }
.card h2 a { text-decoration: none; color: var(--navy); }
.badge {
  display: inline-block;
  background: var(--gold);
  color: var(--navy2);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .04em;
  padding: 3px 8px;
  border-radius: 999px;
  margin-right: 6px;
  margin-bottom: 8px;
}
.btns { margin-top: 12px; display: flex; gap: 8px; flex-wrap: wrap; }
.btn {
  display: inline-block;
  background: var(--red);
  color: #fff;
  text-decoration: none;
  padding: 10px 14px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 14px;
}
.btn.ghost {
  background: #fff;
  color: var(--navy);
  border: 1px solid var(--line);
}
dl { margin: 0; }
dt { color: var(--muted); font-size: 13px; margin-top: 10px; }
dd { margin: 0; }
.faq { margin-top: 36px; }
.faq h2 { margin-bottom: 12px; }
.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 12px 14px;
  margin-bottom: 8px;
}
.faq summary { cursor: pointer; font-weight: 600; }
footer {
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 22px 20px;
  color: var(--muted);
  font-size: 14px;
}
footer a { color: var(--muted); }
@media (max-width: 640px) {
  .hero h1 { font-size: 26px; }
  nav a { margin-left: 10px; }
}